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Capital That Moves at Your Speed
Principal-led private lending & investment since 2006. Direct access to the decision-maker. Every metric, transparent.
MOR Financial serves both sides of real estate capital — the entrepreneurs who need it and the investors who grow it.
Transparent terms across all our lending programs. No hidden fees, no surprises.
| Product | Rate | Term | Max LTV | Min Loan | Max Loan |
|---|---|---|---|---|---|
| Bridge Loan | 9.5 – 12% | 6 – 24 mo | 75% | $100K | $15M |
| Fix & Flip | 10 – 12.5% | 6 – 18 mo | 70% | $100K | $5M |
| Construction | 10 – 13% | 12 – 24 mo | 85% LTC | $250K | $15M |
| Non-QM | 7.5 – 10% | 30 yr | 75% | $150K | $3M |
Real-time transparency into our fund's health and composition.
Three things set MOR Financial apart from every other private lender in the market.
We originate, underwrite, fund, and service every loan in-house. No middlemen. No delays. Complete control from application to payoff.
Sean Morsi has personally overseen $650M+ in transactions. You work directly with the decision-maker — not a committee, not a processor.
We close when others can't. 7-day closings with in-house capital. Your deal won't fall through because of slow underwriting or red tape.
A sample of recent transactions showing our range, speed, and reliability.
| Type | Amount | Location | LTV | Close Time | Property |
|---|---|---|---|---|---|
| Bridge | $2,100,000 | Brentwood, CA | 68% | 9 days | SFR |
| Fix & Flip | $850,000 | Silver Lake, CA | 72% | 11 days | SFR |
| Construction | $4,500,000 | Beverly Hills, CA | 65% | 14 days | Luxury SFR |
| Bridge | $1,250,000 | Venice, CA | 70% | 7 days | Multi-Family |
| Non-QM | $975,000 | Pasadena, CA | 72% | 21 days | SFR |
Market intelligence from 20 years of lending in the LA real estate market.
The private lending landscape has fundamentally shifted. Here's what borrowers and investors need to understand about the new reality of non-bank capital.
Diversification alone doesn't protect you. Underwriting discipline and deal selection are what separate safe yields from risky ones.
Read More →A boots-on-the-ground look at where smart money is flowing in Los Angeles real estate this year.
Read More →From first contact to funded deal in four straightforward steps.
Quick intake form, no commitment required. Share your scenario and we'll tell you if we can help — usually within hours.
Real terms, not estimates. You'll know your rate, leverage, and timeline before you commit to anything.
In-house underwriting, appraisal coordination, title, and docs. One team, one process, no surprises.
Capital wired, deal done. Most loans close in 7–14 days. You move on to your next opportunity.
Recent deals closed by MOR Financial. Real numbers, real speed.
Whether you need capital or want to grow it — let's talk.
$2,500 off Appraisal Costs at closing